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How
are appointments scheduled? Do
I Stay with My Child During the Visit? We ask that you allow your child to accompany our staff through the dental experience. We are all highly experienced in helping children overcome anxiety. Separation anxiety is not uncommon in children, so please try not to be concerned if your child exhibits some negative behavior. This is normal and will soon diminish. Studies and experience have shown that most children over the age of 3 react more positively when permitted to experience the dental visit on their own and in an environment designed for children. Financial
Arrangements and Insurance Policy We are not affiliated with any insurance plan, we would be considered an out-of-network provider. Payment of services is due In full at the time services are rendered. This includes all new patient evaluation appointments, prophylaxis (professional cleanings), emergency evaluations, re-care appointments, and treatment sum of $200.00 or less. If you have dental insurance, we will process your claim for you and have reimbursement from your insurance carrier be sent directly to you. It is your responsibility to give accurate insurance information so that this can be done in a timely manner. What
if your child needs treatment?
Balances What
if my child does not have dental Insurance and needs treatment? Canceled Appointment: We reserve the right to charge $35.00-$50.00 for appointments canceled or broken without 24 hours advance notice. We must emphasize that as dental care providers, our relationship is with you and your child. If you should have any questions regarding the above information, please don't hesitate to ask. We will be happy to help you in any way possible. FACTS YOU SHOULD KNOW ABOUT DENTAL INSURANCE In an effort to help you understand your insurance policy and maximize your insurance benefits, we would like to share some facts about dental insurance with you. FACT #I - Dental insurance is a contract between you, your employer and the insurance company. We are not a party to that contract. FACT #2 - Dental insurance is NOT meant to cover all fees. It is meant to be an aid to your investment in your child’s dental healthcare. Many routine dental services are not covered by dental insurance. FACT #3 - Many carriers claim that they reimburse the insured promptly "up to 80% or up to 100% of the total fees." In actuality, we have found that most plans cover about 40%-50% of average fees. Some plans pay more, some less. The less paid for the insurance by your employer, the less coverage you will receive. FACT #4 - Usual, Customary or Reasonable Fees, UCR, a term used by your insurance carrier, is an arbitrary amount which the insurance company chooses to pay for each procedure. It is not based on the average charge of practicing specialist in the area; it is merely the "allowable" amount they will reimburse so they can make a net 20%-30% profit. Our fees are within range of other pediatric dental offices in the area. FACT #5 - Insurance companies will not release the exact amount they will pay for a procedure until the treatment is completed and the claim is submitted. They will only state the percentage of their fee schedule that they will cover. We will make every effort to assure you receive maximum benefits. We will file your insurance at no charge. In order to provide this service, we will need your updated insurance information before each appointment. Please do not hesitate to ask questions about our financial policy. We want you to be comfortable in dealing with these matters. If you have any questions regarding your insurance, we ask that you contact your company regarding the specifics and details of your plan. |
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©
Copyright 2002 Melissa V. Rozas, D.D.S., P.A.
All Rights Reserved.
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